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Meeting Our Loan Officers


David Pham
David Pham

Ivy Dinh
Ivy Dinh


We believe in quality, not quantity.

It’s not about cheap and fast loans for us. We want to focus on YOUR unique situation. We analyze your entire financial scenario and present you with smart options tailored to you and your family. We also strongly believe empowering our clients as much knowledge as possible so that they can make sound decisions.


Mortgage terminologies


Customer Testimonials.

Here are some examples of what our customers experienced working with us at National Home Loans.

My husband and I are very pleased with the stellar service we received from Ivy. We looked into refinancing our house upon the recommendation of some friends. A week after starting the refinancing process, covid-19 enters the equation. Ivy pushed for the lender to honor the rate promised to us as well as pushed to complete our loan. Happy to say, our loan funded and everything went rather smoothly. Whereas my friends who started their refinance 2 weeks prior to myself are still waiting on their lenders. I can say with the utmost confidence that our loan completed in a timely manner due to Ivy’s diligence. She was always a call or a text away. She directed us through every step of the loan process. Thank you Ivy!

Kiem H, Aliso Viejo, CA –

Ivy is the best! I recently went through a refi and could not have been happier with her work. She was on top of everything and made sure we didn’t waste time, potentially losing a rate lock. She was thorough, incredibly knowledgeable and very responsive. Every time I reached out she had a response within minutes. I would choose Ivy every time!

Diana E, Woodland Hills, CA –

Ivy was very helpful when it came to refinancing our loan. She always responded in timely manner and answered all our questions. During the process, she was patient to wait and notified us when she felt it was the best time based on fluctuating rates. Highly recommend!!!.

Kathy K, Arcadia, CA –

Ivy Dinh is one of the best loan agents. She is able to diligent and is consistently ahead of schedule. She is super patient and really takes the time to explain everything throughout the entire loan process. She also is strategic and knowledgable about the various loan types and rates and helped and will help you optimize your loan terms for your specific situation. 

Sunny C –

Ivy is exceptional. She is knowledgeable and very easy to work with. She went above and beyond in working to get our loan, making the entire process extremely efficient. She always had our interests in mind and kept us updated throughout the process and was always quick to respond to any questions that we had. It was a great pleasure to work with Ivy and will continue to work with Ivy for any future work that I may have.

a5dur from Santa Ana, CA –

Read more customer reviews here