30 Years Fixed; $0 Closing Costs*
3.875% /3.875% APR
15 Years Fixed; $0 Closing Costs*
3.25% / 3.25% APR
High-Balance 30 Years Fixed; $0 Closing Costs*
4.00% / 4.00% APR
High-Balance 15 Years Fixed; $0 Closing Costs*
3.375% / 3.375% APR

Last update as of 09/12/2017 09:29 am PST.
See below for loan assumptions**.

* No Closing Costs Loans: This option is available on refinance transactions only. We will pay all of the borrower’s closing costs except: Prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance (learn more on those terms). Minimum loan amount is $300,000.
** Loan assumptions: Advertised rates are for refinancing detached, single family residence, first lien, no subordinate liens, owner-occupied, $300,000 loan amount with impound account, 60% LTV or lower, minimum FICO of 740, rates and terms only, no cash out, 1 to 4 owned properties, wage earners. Rates subject to change without notice.
High-Balance loan amounts are from $453,100 to $679,650. The actual limit may vary base on the county of the subject property.
Licensing: National Home Loans is licensed under the California Department of Real Estate #02029807 and NMLS #1592637.